Money Market Securities

For investors who need to plan for purchases in the short term and need ready access to their funds. Money market securities are available for 30, 90 or 180 days in all major currencies.
 
 
Treasury Bills (T-Bills)

T-bills are ideal for setting up your emergency funds or achieving that short term goals. Available in 30, 90 and 180 day tenures allowing ready access to your funds.
T-bills are accessible with a minimum investment of J$200,000 and does not attract fees. Interest is paid at the end of the tenure and attracts a 25% withholding tax.
 
 
Wealth Access

Wealth Access is your familiar repurchase agreement (“repo”) with a twist. With an NCB savings or current account in the same currency, you can access your funds using Midas card. Wealth Access offers a choice of currency and period of investments as well as attractive interest rates.

For investors who need to plan for purchases in the short term and need ready access to their funds. Wealth Access is offered in 30, 90, 180 day tenures. Investments are denominated in JAD, USD, EUR, CAD and GBP currencies.
 
The minimum investment is J$200,000 or the equivalent. Interest is paid at maturity and attracts withholding tax of 25%. If you reside overseas, you may benefit from a reduced rate of taxation.
 
 
Note: Encashing before the due date may result in a capital gain or loss on your investment depending on market conditions at the time of encashment.