Laws of Wealth Creation

Our Philosophy

Financial Planning is simple if you have a sound philosophy. A sound investment philosophy should lead to:

  • Preservation of Capital
  • Capital growth at a superior rate of return
  • Tax minimization

Our Wealth Management Philosophy is underpinned in Five Laws of Wealth Creation:

 

1. SET A SPECIFIC GOAL!

  • Develop a Financial Plan
  • Document short, medium & long term goals
  • Where are you today in terms of Assets/Liabilities & Cash Flow?

2. USE OTHER PEOPLE’S BRAINS

If you think dealing with an expert is expensive, consider what dealing with an amateur might cost you!

  • EXPERTS offer invaluable advice
  • EXPERTS help you to achieve your goals

3. USE OTHER PEOPLE’S MONEY

IT TAKES MONEY TO MAKE MONEY!

  • Use a credit facility to assist in increasing assets
  • Pooling your funds can improve return on investment

4. PAY YOURSELF FIRST

  • Minimum 10% of gross income
  • Put yourself at top of your “who to pay list”.
  • Be consistent in your investment approach

IT IS NOT HOW MUCH YOU EARN THAT MATTERS IT IS HOW MUCH YOU KEEP.

 

5. TAKE A LONG TERM APPROACH TO INVESTING

FINANCIAL GOALS = COMMITMENT + FOCUS + PATIENCE

  • Find Successful Role Model
  • Avoid Speculative Investing
  • Be Patient – Focus on Fundamentals